ApplyHub Finance Network

Secure Your Global Future With
Custom Education Loans

Don't let financial constraints delay your dreams. Get access to secured and unsecured student loans with expedited approvals, low interest rates, and dedicated support.

Calculate EMI
Up to 100% Cost Coverage
15+ Leading Banks
48 Hours Sanction Speed
0% Consulting Fee

Loan EMI & Cost Calculator

Estimate your monthly installments and total repayment interest instantly using our interactive calculator.

Required Loan Amount ₹ 15,00,000
₹ 1 Lakh ₹ 1 Crore
Interest Rate (p.a.) 9.5%
7 % 16 %
Repayment Tenure 7 Years
1 Year 15 Years
Estimated Monthly EMI

₹ 24,561

Principal Amount ₹ 15,00,000
Total Payable Interest ₹ 5,63,141
Total Payment Amount ₹ 20,63,141

Loan Options Tailored For You

We facilitate both secured and unsecured loans to make sure every student gets approved regardless of financial background.

No Assets Needed

Unsecured Loans

  • Maximum Loan Limit Up to ₹50 Lakhs (depends heavily on co-applicant income and student academic profile)
  • Collateral Requirement No mortgage, property, or fixed deposit required. Zero asset liability.
  • Typical Processing Time Super-fast approval. Typically takes 3 to 5 business days from document upload.
  • Target Countries Supported Excellent for USA, UK, Canada, Australia, Ireland, and Germany.
Lower Interest Rates

Secured Loans

  • Maximum Loan Limit Up to ₹1.5 Crores (depends on the evaluated market value of the collateral asset)
  • Collateral Requirement Mortgage of residential property, commercial property, agricultural land, or Fixed Deposits.
  • Typical Processing Time Requires property evaluation and legal audits. Typically takes 7 to 14 business days.
  • Lower Interest Rates (p.a.) Starts from 8.5%, significantly lower than unsecured equivalents. Longer payback tenures.

Our Hassle-Free Loan Process

We handle all bank liaisons, document collection, and verification to ensure a smooth, worry-free process.

1

Profile Audit

We analyze your target university, course selection, and co-applicant financial standing.

2

Document Upload

We collect and format all your academic, identity, and income documents under standard guidelines.

3

Bank Matching

We submit file profiles to multiple bank partners simultaneously to secure the lowest interest rates.

4

Sanction & Payout

Your loan is approved and disbursed directly to the university and GIC/block accounts.

Our Financial Partners

We collaborate with nationalized banks, private sector banks, and leading fintech NBFCs to ensure multiple choices.

8.55% - 9.8% Nationalized Bank
9.25% - 11.5% Specialized NBFC
9.50% - 12.0% Private Bank
9.80% - 11.8% Private Bank
10.5% - 13.5% EdTech NBFC
10.8% - 13.8% EdTech NBFC
11.0% - 14.0% Private NBFC
8.75% - 10.2% Nationalized Bank

Education Loan FAQs

Find answers to the most common questions regarding study abroad loans.

A co-applicant is typically a primary family member such as father, mother, sibling, or spouse. They must possess a steady, documented source of income (either via salary or business profits) and hold a clean CIBIL credit score (typically above 700).
The moratorium period is a repayment holiday granted to students during their study course plus an additional 6 to 12 months after graduation. During this phase, you are not obligated to start paying monthly principal installments, though simple interest may accrue depending on bank policies.
You will need basic academic transcripts, university admission offer letter (I-20, CAS, or offer letter), co-applicant KYC documents (PAN, Aadhaar), income proofs (ITRs, Form-16, salary slips for the last 3 months), and bank account statements for the past 6 months.
ApplyHub provides 100% free loan assistance. We do not charge students any consultation fees or processing fee markups. You only pay standard bank processing fees, legal audits, and valuation fees directly to the matching banking institution.

Ready to Fund Your Global Studies?

Book a free consultation session with our education finance experts today and let us secure the lowest interest rates for your profile.

Previously Viewed By You

No universities have been viewed yet.